Elaine Cole, Coldwell Banker Residential Brokerage - Cohasset | Scituate MA Real Estate


This Single-Family in Scituate, MA recently sold for $614,000. This Colonial,Garrison style home was sold by Elaine Cole - Coldwell Banker Residential Brokerage - Cohasset.


182 Bulrush Farm Rd, Scituate, MA 02066

Single-Family

$625,000
Price
$614,000
Sale Price

8
Rooms
4
Beds
1/1
Full/Half Baths
OPEN HOUSE CANCELLED - Welcome to this lovingly maintained home in the desirable Bulrush Farm neighborhood.Step inside the masterfully RENOVATED white kitchen offering a breakfast bar, granite counters & stainless steel appliances.Ideally positioned at the center of the home flanked by an open floor plan living room with fireplace & gracious dining room. The cozy sun filled den with cathedral ceiling & skylight is an ideal retreat for relaxation . An elegant foyer with curved staircase leads to a light and airy hallway on the second floor with 3 good size bedrooms and a spacious master bedroom with walk in closet. The lower level is home to a play room and gym area. The oversized deck provides a haven for out door entertaining and to compliment a private manicured yard with perennial gardens completes the package.Walk or bike to Minot beach, train station or north Scituate village. Exuding charm both inside and out this home is not to be missed.

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While buying a home is a huge decision that should entail a lot of planning and preparation, applying for a mortgage can be surprisingly easy. Just like with other lenders and creditors, a mortgage lender will want to know that letting you borrow money will be a safe investment. Applying for a mortgage is all about ensuring just that.

In today’s post, we’re going to breakdown the home loan application process to help you have the best chances at a smooth and successful mortgage approval. We’ll also define some of the common terms used in mortgages that might leave you scratching your head so you have a better idea of what your options are.

Prequalification and Preapproval

Getting prequalified and preapproved for a mortgaged can both be helpful steps toward securing your home loan. The two terms mean two entirely different things, however.

In order to be prequalified for a mortgage, you typically need to only fill out a simple form (sometimes directly through a lender’s website). On this form, you won’t need to provide specifics or official documents.

Why is this process so simple? Well, that’s because getting prequalified for a loan doesn’t ensure that you’ll actually receive one. Rather, it is simply the first step toward finding out what type of mortgage and interest rates you could receive.

The next step after prequalification is preapproval. To get preapproved, you’ll have to fill out an official mortgage application. Your lender of choice will request a few pieces of information from you, including tax returns, proof of employment for the last two years, and a list of your debts. The lender will also perform a credit check to determine your loan eligibility.

Credit report

At this phase, lenders will also run your credit report. This is a type of “hard credit inquiry” that details your payment history, the number of accounts you have open, and other factors that help make up your credit score.

To secure the lowest interest rate possible, it helps to have a high credit score. So, in the years and months leading up to your mortgage application, focusing on building credit will pay off.

To increase your credit score, you’ll need to focus on paying your bills on time each month. You should also avoid opening new accounts within a few months of applying for a mortgage because this will count as a new credit inquiry. New credit inquiries--including applying for a mortgage--lower your score temporarily, so it’s best to avoid them when possible.

Additional paperwork required for mortgage applications

Not every mortgage application will be the same. Depending on the type of income you receive, you may need to provide different forms of income verification.

Each person will also have to claim different debts and assets. When buying a home with a spouse or partner, it’s important to consider your debts, assets, and credit scores to determine if it’s better to apply jointly or separately.


This Single-Family in Scituate, MA recently sold for $850,000. This Colonial style home was sold by Elaine Cole - Coldwell Banker Residential Brokerage - Cohasset.


64 Indian Wind Dr, Scituate, MA 02066

Single-Family

$825,000
Price
$850,000
Sale Price

9
Rooms
5
Beds
3/1
Full/Half Baths
This stately colonial with a RETREAT setting is located in a desirable cul de sac neighborhood.Offering the epitome of open floor plan living allowing for both formal entertaining & relaxed casual lifestyle.The sensational recently UPDATED kitchen with sun filled bay window features cathedral ceiling,center island, SS appliances & a spacious dining area.The family room flows from the kitchen and leads to a private oversized deck with gazebo and enclosed porch, an ideal combination for indoor/outdoor living.This versatile home offers a guest suite on the first floor, the second floor comprises of a superb en suite master bedroom with sitting area, walk in closet & upscale master bath.To compliment there are 3 additional generously sized bedrooms.A finished lower level provides a haven for families offering a playroom, gym & media area. With gleaming hardwood floors, generator hook up, freshly painted interior, NEW carpet in the basement, newer shed & roof this home is not to be missed.

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367 Pearl St, Braintree, MA 02184

Single-Family

$649,000
Price

9
Rooms
4
Beds
3
Baths
Fantastic home in a sought after location close to all local amenities.This home has been meticulously maintained and expanded. Comprising an OPEN FLOOR PLAN ranch layout with a second floor in law/ au pair suite. Numerous updates have been completed over the years including a fabulous NEWER kitchen with granite counters. Other features include an cosy living room with fireplace leading to dining area and kitchen. The lower level is fully finished with spacious family room, wet bar, and another bedroom suite with full bath,offering great flexibility for casual living and entertaining.Step outside and enjoy the summer with the breathtaking landscaping with numerous perennials gardens or take a dip in the sparking pool or enjoy pool side entertaining on the private patio area. Close to highway,public transportation, schools & shopping. Not to be missed.
Open House
Saturday
June 16 at 12:00 PM to 1:30 PM
Cannot make the Open Houses?
Location: 367 Pearl St, Braintree, MA 02184    Get Directions

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In a seller’s market, you shouldn’t have a home that’s simply sitting there. If a home isn’t selling and the market is hot, something must be wrong. There are many different reasons that your home isn’t selling. Below, you’ll discover some of those issues and what you can due to remedy the problems.


You Need To Adjust Your Expectations


Many people put their homes on the market expecting high results. While it’s good to have confidence, it can be detrimental to your home sale. Great expectations can lead to an overpriced home, a lack in marketing efforts, or lowering the price of the home too late. All of these situations can be detrimental to your home sale. Research and hiring a realtor to help you with the sale can keep you organized and assist ou in staying on top of the market. 


 You Don’t Understand Home Values


If you’re selling your home on your own, you may not have priced the property correctly especially if you have no professional experience. This is where a realtor comes in. A real estate agent can do the professional market research that finds the sweet spot for a price on a home for sale. Knowing that price is one of the best ways to sell your home fast. Without a well-valued home, it could sit idle in a good market. 


Your Home Is Neglected


If you have been neglecting various projects around your home, you could find that it’s more difficult to sell your home. Buyers want the best house for the lowest possible price. Homes that have been properly maintained with the right HVAC maintenance, yard upkeep, and regular appliance services are more likely to be scooped up fast by buyers. 


Before your home even goes on the market, you should do any tasks around the house that you have been neglecting. The investment of both time and money will be worth it for you in the long term when you go to sell your home. 


The Photos Aren’t Professional


The marketing efforts used to sell a home are very important. On the top of this list is the photos that represent the house. Most home buyers begin their search online. This means the first impression that they get of your home is from pictures. If these are not well done, it could be very detrimental to your home sale. 


For good photos, be sure that you get rid of all the clutter from your space before the pictures are taken. It’s really best to hire a professional to deal with his aspect of home marketing. If you must take the photos on your own, using a better camera than that a cell phone provides can really be a step up in the picture taking process.


              




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